Buyer's Guide for POS Card Readers
How
Do Magnetic Card Readers Work?
Magnetic Card Readers use electronic technology to decipher the various
tracks contained on the magnetic strip found on the back of credit, debit,
and gift cards to provide you customer and banking information for complete
point of sale transactions.
Which
Magnetic Card Reader Should I Buy? There
are a few important considerations to be taken when trying to decided
on a magnetic card reader for your POS system. These considerations
include, readability, durability, interface, track numbers, media
types, and programmability.
Readability Magnetic
card readers are designed for either high volume or standard volume
use.
High
Volume Card Readers are equipped with components for a longer read
life and are usually constructed of metal. They have a longer reading
channel, which ensures a successful scan on the first pass. High volume
card readers also have higher volume prices, but pay for themselves in
durability and performance. They are recommended for retail environments
with very high transaction volumes, such as a chain store.
Model
to try: ID
TECH EasyMag Swipe Card Reader
Standard
Volume Card Readers are fine quality card readers for normal point
of sale operations. These units occasionally require an additional pass
to read the card and have a shorter reading life than higher volume models.
They are economical, reliable, and a popular choice for most POS systems.
Model to try: ID
TECH MiniMag Swipe Card Reader
Durability:
You need to consider factors such as the environment of intended use and
frequency of use when selecting a magnetic card reader. Is your POS counter
in a climate controlled area or outdoors? Is it operating in an unsecured
self service kiosk or only by employees. Outdoor or public use of magnetic
card readers warrants a metal constructed and/or weatherproof card reader.
Model to try: ID
TECH Omni Heavy Duty Card Reader
Interface:
Magnetic card readers are available with three different interface options:
USB, PS/2 Keyboard Wedge, and Serial. The two most commonly used are the
USB and PS/2, which send information back to the computer as if it were
typed on a keyboard. Card readers connected via serial interfaces may
require special software to interpret the data from the card reader. Most
models are available with a variety of interface choices- you will need
to select the part number with the proper interface for your POS set up.
Track Numbers:
Magnetic stripes on the back of cards can contain up to three different
"tracks" of programmed information. The number of tracks used
on a card depends on the type of card. Standard credit cards utilize Track
1 and Track 2. Track 3 may be used by other types of cards. Because magnetic
card readers come in two track and three track versions, it is important
to verify whether or not informations will be contained on any additional
types of cards you may be using with your POS system.
Media
Types:
All magnetic card reader units read magnetic stripes, but some manufacturers
offer combination models that also feature the ability to read barcodes.
There are also slot card readers designed only to read barcodes. Some
examples of cards media types that may use barcodes include membership
cards, and employee and student ID cards.
Models to try: Unitech
MS146 Card Reader
(reads barcode only)
ID TECH Omni Heavy Duty Card Reader (reads both magnetic and barcode
stripes.
Programmability: While all card readers
are designed to read Track 1 and Track 2, or Tracks 1,2, and 3 data right
out of the box, most card readers can actually be programmed to divide,
rearrange, edit, and validate fields of magnetic card data. Programming
your card reader to change the way the data is viewed is important when
running software that requires delivery of the data in a certain format.
Keep in mind that using programming functionality of your card reader
is an advanced feature and may require manufacturer support
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